Verified CALCULATOR Engine

Insurance Cost Calculator 🛡️

Calculate premium costs for Transit Insurance and All-Risk Shifting Insurance for your household goods.

Quick Summary

Protecting your assets during transit is non-negotiable. Our engine calculates premiums based on current IRDA-approved rates for Transit Insurance (0.3% - 1.2%) and All-Risk Insurance (1.5% - 3%).

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Verified Partners

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Quotes Shared

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User Rating

Custom Configuration

Inventory Value

Step

Total Market Value of Goods

The Science of Moving

How does
the engine work?

### 1. Declared Value Entry List the approximate market value of your total inventory. This is the amount for which your policy will be underwritten. ### 2. Policy Selection Choose between 'Transit Only' (covers accidents/fire) or 'Comprehensive' (covers breakage, leakage, and minor damages during handling). ### 3. Move Type Enter if you are moving within the same city or across states, as distance affects insurer risk profiles. ### 4. Verified Premium Provide your details to receive an official premium quote that you can pay directly to our insurance partners for instant cover note generation.

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AI-Driven Logic

Our engine learns from thousands of move transactions to predict labor and transport dynamics.

Why rely on our
calculators?

We don't just give numbers; we provide transparency in an industry known for hidden costs.

- **Instant Cover Note**: Get your insurance certificate within 15 minutes of booking. - **Hassle-Free Claims**: Specialized support desk to handle digital claim filing with your photographs. - **Zero Deduction**: Opt for policies with zero depreciation on furniture and electronics. - **Authorized Insurers**: We only partner with A-rated insurance companies like ICICI Lombard, HDFC ERGO, and TATA AIG.

Expert Insights

Everything you need to know about shifting economics

QWhat is the difference between Transit and Comprehensive insurance?

Transit insurance only covers loss due to accidents of the vehicle (fire, overturning, theft). Comprehensive insurance covers internal breakage and handling damages as well.

QDoes insurance cover cash or jewelry?

No. Standard transit insurance policies explicitly exclude cash, jewelry, and high-value negotiable instruments. These should always be carried personally.

Direct Connect

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SLOT NOW

Skip the brokers. Get direct verified pricing from the shifting engine's premium vault.